Insurance, explained simply.
Plain-language guides to Medicare, health, dental, and life insurance, so you know exactly what you're buying.
What are Dual/Chronic Special Needs Plans?
A Special Needs Plan is a type of Medicare Advantage plan, like an HMO or PPO, that limits membership to people with a specific disease. Medicare SNPs tailor their provider choices and drug coverage to fit those needs.
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What is Medicare Advantage / Part C?
Medicare Advantage plans are another way to get your Part A and Part B coverage. They're sometimes called "MA plans" or "Part C," and they're typically offered by private insurers approved by Medicare.
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What is a Stand-Alone Dental Plan?
A Stand-Alone Dental Plan covers dental care that Original Medicare or Medigap doesn't. Most Medicare Advantage carriers include some built-in dental coverage, but a stand-alone plan is often better suited for bigger dental needs.
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What is a Stand-Alone Prescription Drug Plan (PDP)?
Prescription Drug Plans, also known as PDP or Medicare Part D, are drug coverage plans offered by private insurers to eligible people. Original Medicare Part A & B and Medigap don't typically include this coverage on their own.
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What is Final Expense Insurance?
Final expense is a type of whole life insurance coverage designed specifically to cover the costs associated with one's end-of-life needs, so loved ones aren't left covering the bill during an already difficult time.
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What is Medicare Supplement?
Medigap, or Medicare Supplement insurance, helps offset some of the medical bills that Part A and Part B (Original Medicare) don't cover. Original Medicare still pays for most services, but Medigap closes the remaining gaps.
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