Frequently Asked Questions

Health insurance is a type of coverage that helps pay for medical expenses, such as doctor visits, hospital stays, and prescription drugs.

There are several types of health insurance, including HMOs, PPOs, EPOs, and POS plans. Each type has its own set of benefits and costs.

The amount of coverage you need depends on several factors, including your age, health, and lifestyle. A licensed agent can help you figure out what fits your situation.

In most cases, you can only buy health insurance outside of the open enrollment period if you have a qualifying life event, such as getting married or having a baby.

You may be able to change your health insurance plan during the year if you experience a qualifying life event or if you're eligible for a special enrollment period.

Cost varies depending on several factors, including the type of coverage you choose, your age, and your health. It's worth shopping around and comparing prices to find the best deal for your needs, which is exactly what we help with.

Life insurance is a type of coverage that provides financial support to your loved ones after you pass away.

There are two main types: term life insurance, which provides coverage for a set period of time, and whole life insurance, which provides coverage for your entire life.

The amount you need depends on several factors, including your income, debts, and dependents. We can walk through the numbers with you.

You'll typically need to fill out an application and undergo a medical exam. Some policies may also require you to answer health-related questions.